Looking to re-finance?

If you’re a shared owner looking to change the terms of your current mortgage, or switch to a new lender, we’ll need to provide approval for this.

We’ll need to see a copy of your mortgage offer to check through – just as we did when you first bought your shared ownership home.  Things we’ll be checking for include interest rate level, and that – for 100% leaseholders -any additional borrowing does not exceed the value of your share.  An admin fee of £100 is payable for our work on this.

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Own an apartment and looking to re-finance?

Even if you own your apartment outright, there still may be a requirement within your lease or legal title for you to get our approval if you are looking to re-mortgage. If you’re unsure it’s best to take legal advice on this before switching your lender or mortgage deal.

If our approval is needed an admin fee of £100 will be payable.